To help you find the best home warranty for your home, the This Old House Reviews Team researched some of the top home warranty companies in California and compared them on coverage, plans, and pricing. Keep reading for our top home warranty picks for Fresno residents.
Top 4 Home Warranty Companies in Fresno
The highest-rated home warranty companies in Fresno, CA, include:
1. American Home Shield
American Home Shield (AHS) is our recommendation for the best overall home warranty company in Fresno. This respected provider has nearly 50 years of industry experience and offers three comprehensive home protection plans that cover a variety of systems and appliances, including your refrigerator, air conditioning, and dishwasher. American Home Shield offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. Unlike many other companies, AHS’ three plans cover damage resulting from rust, corrosion, sediment, insufficient maintenance, improper repairs, and pre-existing conditions. Compare American Home Shield’s coverage plans below. You can also purchase add-on coverage for the following items:
Pool or spa Well pump Septic pump Guest unit (under 750 square feet) Electronics protection plan
American Home Shield Prices
American Home Shield offers three service call fees: $75, $100, and $125. You can choose a service fee of $100 or $125 in return for a reduced monthly premium. Below are sample quotes for AHS plans with a $75 service call fee. To get a free quote specific to your home, call AHS at 844-529-9298 or fill out this easy online form.
2. Cinch Home Services
Along with its three home warranty plans, Cinch Home Services offers a variety of perks, such as water sensor coverage and discounts on new appliances. It also offers a 180-day workmanship guarantee on its technicians’ repairs, which is six times longer than the industry average of 30 days. Similar to American Home Shield, Cinch provides customers with three coverage plans. It offers a plan for home appliances, a plan for systems, and a plan for both. All plans come with coverage for water sensors and air conditioner or water filter credits. You can also add on coverage for the following items:
Pool (heater included) Spa (heater included) Pool with spa (heater included) Septic tank/pumping Well pump Premier Upgrade Package
Cinch Home Services Prices
Cinch lets you choose a service call fee of $100, $125, or $150 based on how frequently you expect to request service. Compare Cinch’s monthly premiums relative to the different service fees in the chart below. Home warranty prices may vary by location and home size, so call Cinch at 844-979-0899 or fill out this simple online form to get a free quote.
3. 2-10 Home Buyers Warranty
Kitchen appliances are some of the most important appliances in your home because of how frequently they’re used—this also makes them more likely to wear out than other home appliances. If you want an affordable home warranty plan that specifically covers kitchen items, consider 2-10 Home Buyers Warranty (2-10 HBW). The Simply Kitchen plan covers only kitchen appliances, but the Complete Home plan covers a combination of appliances and systems, and the Pinnacle Home plan covers everything in the Complete Home plan plus a few extra items. The 2-10 HBW Supreme option adds coverage for crane and haul-away costs, refrigerant recovery and recharge, disposal fees, and more. You can also purchase coverage for any of the following items:
Luxury package (increases coverage limits) Washer and dryer Roof leaks HVAC surplus Garage door opener Additional refrigerator Additional wine cooler Additional freestanding freezer Additional wet bar refrigerator Pool Septic system Well pump Water softener Extended pipe leak Preseason HVAC tune-up
2-10 Home Buyers Warranty Prices
2-10 HBW has service fees that range between $65 and $100. By choosing a higher service fee, you can receive lower monthly premiums, and by choosing a lower service fee, your monthly premiums will be more expensive. Here’s a sample pricing structure for 2-10 HBW’s three coverage plans. Call 2-10 Home Buyers Warranty at 855-498-4719 or fill out this simple online form for a free home warranty quote.
4. Select Home Warranty
Select Home Warranty offers the lowest deductible, or service call fee, of any provider on our list. The combination of a low service call fee with a competitive monthly premium makes Select a budget-friendly choice for many homeowners. Similar to other home warranty providers, Select offers three coverage plans. Its Bronze Care plan covers appliances, such as your refrigerator and dishwasher, while the Gold Care plan covers important home systems, such as your air conditioning and heating. The Platinum Care plan covers both systems and appliances and adds on coverage for plumbing stoppages, garage door openers, and ceiling fans. All of Select’s plans come with free roof leak coverage, but you can also add coverage for an extra fee each month for the following items:
Central vacuum Lawn sprinkler system Pool Septic system Spa Stand-alone freezer Sump pump Well pump
Select Home Warranty Prices
With every Select Home Warranty plan, you’ll pay a service fee of $75 during a repair or replacement. Along with two free months of coverage, this makes Select’s plans an excellent deal for homeowners who are on a budget. Below are some sample quotes from Select Home Warranty for its three coverage plans. If you’d like to find out how much a Select Home Warranty plan will cost you, call 888-370-3956 or fill out this easy online form for a free estimate.
What Does a Home Warranty in Fresno Cover?
A home warranty covers important systems and appliances, such as your air conditioning system, heating system, plumbing, refrigerator, dishwasher, clothes washer, and clothes dryer. If a covered item breaks down due to normal wear and tear, a home warranty will cover the cost of repairing or replacing it. A home warranty will typically not cover the following:
Pre-existing conditions on systems and appliances when the home warranty contract begins Damage caused by improper installation or maintenance Misuse of an appliance or system by using it for purposes other than residential use Cosmetic issues
Benefits of a Home Warranty in Fresno, CA
Home warranties can provide homeowners, buyers, and sellers with peace of mind. If a major system or appliance, such as your air conditioning or refrigerator, unexpectedly breaks down, a home warranty can cover expensive repair or replacement costs. While homeowners insurance protects your home and belongings when they receive damage from natural disasters, fire, and theft, a home warranty covers your systems and appliances, specifically, when they break down due to normal wear and tear. Additionally, you won’t have to worry about finding and vetting your own contractor with a home warranty. Most home warranty companies have their own network of trusted, verified technicians to perform a repair or replacement.
How Much Does a Home Warranty Cost in Fresno?
In general, a home warranty costs between $360 and $700 per year, or $30 to $60 per month. The industry average for service call fees is about $65–$125. Because the cost of living in California is higher than other states, a home warranty in Fresno will likely cost more than in states with a lower cost of living. However, prices are likely to be a bit lower in Fresno than in a city like Los Angeles. Home warranty pricing will vary based on where you live, the size of your home, the coverage plan you choose, and the service call fee you select. Request a free estimate from a few home warranty providers in your area to compare quotes and find a plan that fits within your budget.
Our Conclusion
Overall, we recommend American Home Shield as the top home warranty provider for Fresno residents because of its three comprehensive home warranty plans, flexible service call fees, and years of industry experience. If you want a more affordable plan, consider 2-10 Home Buyers Warranty for its cheap appliances plan or Select Home Warranty for its low deductibles. If you want to ensure your systems or appliances are covered after a repair, Cinch Home Services has a lengthy workmanship guarantee that can provide peace of mind. We ultimately recommend getting a free quote from all four providers to compare coverage plans and pricing in your area.
Our Rating Methodology
The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. Our rating system for home warranty providers is on a 100-point scale based on seven factors:
Plan options (25) Coverage specifics (5) Pricing (25) Trustworthiness (25) State availability (5) Customer service (10) Additional benefits (5)
Our Reviews Team reviewed 45 companies and we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. Read more on our methodology here.
Will a home warranty cover a hot water heater replacement?
Nearly every home warranty plan that covers appliances protects water heaters. In general, a technician will repair the appliance if it breaks down, but if it can’t be repaired, your home warranty provider will either replace the appliance or cover the replacement cost with cash.
Do you need to be in the process of buying or selling a house to purchase a home warranty?
Although a home warranty can provide peace of mind for those in the middle of a real estate transaction, you can buy a home warranty at any time during homeownership.
Is my home too old to be covered by a home warranty?
Fortunately, most home warranty providers don’t have an age cap for covering homes and their appliances or systems. In most cases, a home warranty will cover your major systems and appliances as long as the items are in good working order when the warranty period begins. To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.
